As part of the activities of Biznesi Summer School 2026, students from the Banking and Finance in Business Study Programme participated in a Credit Approval Process Simulation, designed to reflect the procedures and practices commonly followed by financial institutions.

The objective of the simulation was to provide students with practical experience in evaluating and processing loan applications, enabling them to apply their academic knowledge within a realistic banking environment.

During the activity, students assumed different roles within a banking institution and simulated the complete credit approval process, including receiving loan applications, reviewing supporting documentation, assessing the applicant's creditworthiness, evaluating credit risk and collateral, and making informed decisions regarding the approval or rejection of loan requests. At the end of the simulation, each team presented and justified its decisions based on professional financial analysis.

Through this practical exercise, students strengthened their competencies in financial analysis, credit risk management, banking decision-making, interpretation of financial documentation, teamwork, and professional communication. The simulation also enhanced their analytical thinking and prepared them for the practical challenges of the banking and financial sector.

Practical simulations such as this represent an essential component of Biznesi Summer School 2026, reinforcing Biznesi College's commitment to experiential learning by integrating academic knowledge with real-world financial practices and preparing students for successful careers in banking and finance.